Why hague risk management?

The question above is a common one—something I personally find myself asking from time to time.

So using the power of Artificial intelligence (AI) we’ve asked ChatGPT the same simple yet very important question ” What are some common questions persons ask themselves when deciding to do business” the answer we got was.

When deciding to do business with a company, potential customers often ask themselves questions related to trust, value, and convenience. Here are some common considerations:

Trust and Credibility

• Is this company reputable?

• Do they have positive reviews or testimonials?

• Are they licensed, certified, or accredited?

• How long have they been in business?

• Can I trust them to deliver on their promises?

Value for Money

• Am I getting good value for the price?

• Are their products or services better or cheaper than competitors?

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ChatGPT provided us with insights that aligned with our own research, confirming one key truth: customers are consistently seeking one thing—value for their money.

While this may seem straightforward, it is incredibly significant. There are several ways we can deliver this value, ranging from something as simple as allowing customers to text our number to file a claim, to:

No more phones

You have complete control no more phones, no waiting in line. Call only when you need to.

Whatever matter to you

Coverage option for what is truly important.

Customization

Complete control add what you want covered and remove what you don’t.

Rewards

Benefit more for continued business.

All of the above are important, but our main focus from the start will be creating value through our rewards program. HRM will ensure this message is clear to customers during their decision-making and highlighted in our ads.

Our rewards system will help with

Boosting sales and revenue

Research shows customers tend to stick with businesses that offer rewards, boosting sales and profits.

Creating a competitive edge

A well-designed reward system can differentiate a company from competitors, attracting and retaining more customers.

Increasing customer(s) loyalty

Our reward systems will encourage repeat business by giving customers incentives to return, fostering long-term relationships.

While helping to achieve a

Sustainable Future

Our rewards system works by giving customers points for every dollar spent, which are added to their virtual wallet. Customers can access their wallet by logging into their account on our online portal. Once enough points are accumulated, they can:

Use points, cash, or a combination of both to make purchases from our network of companies or partners.
Transfer points to friends or family.
Receive points from friends or family.

To create value and set up our reward system, we’ll focus our investments on:

Hague Finance LLC

Hague finance LLC will be a company created by HRM. Customer of Hague Risk Management will automatically prequalified for financing for lease to own (LTO) purchases and/or retail installment sale agreement accounts. With Hague financing customers will be able to finance item from our list of merchant such as appliances, finance auto repair(s), furniture and decor, personal care, jewelry etc.

Supermarket

Under our network of companies, investments will be directed to the creation of a supermarket, where customers of Hague Risk Management will have the opportunity to earn loyalty points that they’ll have the option to either redeem or transfer to a friend or family member to be used inside our network of companies. Customers will also have the option to completing a purchase using accumilated points, cash or points+cash.

Medical Center

In the same way that we’ve invested in Hague Finance and our supermarket, we will also allocate funds towards our medical center. The medical center will be open to the public, offering services similar to those of any hospital. Our approach to profitability, however, will focus on providing bundled services with valid coverage options. Customers who have accumulated points through our network of businesses will be able to use those points to pay for services at the medical center, with flexible payment options available, including points, cash, or a combination of both.

Pharmacy

With focus on building value for our customer, investment will be place on the development of our pharmacy where customer will be able to source their medication using accumulated points, cash or points+cash

Once our reward system is up and running, customers will be able to earn, redeem, and share points with friends or family to help with payments. With added benefits like great risk coverage, easy access, and customizable features, our reward system will be a key part of how we attract and keep customers happy.

Learn More About HRM'S Rewards

Building value, for our investor(s)

Building value in a business isn’t just about attracting customers; it also extends to investors. We know that when someone chooses to invest their hard-earned money, their primary expectation is profit.

This is precisely what we aim to achieve. You might be curious as to why one of our value-building strategies includes directing investments into:

A medical center
A pharmacy
A supermarket

Based on research done this are services that extremely important in the lives on the population from age one (1) to eighty five (85) in Jamaica (JM).

Lets put over focus on the medical industry for a moment, headlines regarding high medical cost, poor service, to persons waiting long hour to see a doctor, lack of sufficient equipment etc, said headlines or endless.

However we can do better, by strategically invested in the medical center the possibilities are endless:

Services can be inclusive when it comes to a customer coverage. Say for example a customer has health coverage as part of their coverage they have access to 24/7 ambulance services among others. We can take the same approach for motor vehicle and also with coverages that or valid under the “whatever matters to you” category.
Increased revenue.

This approach not only sets us apart in the market but also provides a significant competitive edge. It enables us to offer value-added services that attract customers and increase profitability. This is just one of the many ways we plan on creating value for our customers while maximizing returns for our investors.

Removing the risk from what matters most

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